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Can I Be Covered for Therapy Expenses After a Car Accident?

Can I Be Covered for Therapy Expenses After a Car Accident?

It is well-known that vehicle collisions can result in debilitating physical injuries, but a car accident can be just as damaging to a victim’s mental and emotional state. Car accidents are very scary, and the aftermath of a collision is a stressful and emotionally trying time.

A car accident injury victim may require therapy to address the incident’s impact on their mental health, in addition to their medical treatment. If you are struggling with emotional distress following a collision, you may be wondering if your claim can include benefits to cover the cost of therapy.

The Emotional Impact of a Collision

Car accidents affect every person differently, but many injury victims experience similar feelings of anxiety, fear, stress, depression, and irritability. After experiencing such a distressing event, a victim may develop post-traumatic stress disorder (PTSD) or be fearful about being injured again when driving or riding in a car.

The recovery period following a collision can be just as stressful as the accident itself. Being involved in a car accident claim raises a lot of worries and frustration: How will I be able to afford my medical bills? When will I recover from my injuries? Is this going to affect me for the rest of my life?

After a car accident, many people are unable to work or participate in activities they enjoy, and may spend a lot of time alone while they recover from their injuries. This can lead to feelings of isolation and depression.

A person who was injured in a car accident may suffer from:

  • Panic attacks
  • Mood swings
  • Trouble sleeping, or excessive sleeping
  • Nightmares

Building a Case for Recovering Compensation

A settlement provides coverage for the financial impact of a car accident, as well as non-tangible costs. The terms of a collision settlement may include payment to account for “pain and suffering.” Pain and suffering coverage is an attempt to compensate an injury victim for their emotional distress. Pain and suffering are not quantifiable, and compensation must be negotiated in settlement or decided by a jury.

By visiting a therapist, you will have physical evidence of additional expenses caused by your injuries. Benefits to cover the expense of therapy can be included in your settlement, in addition to coverage for pain and suffering.

Contact Rafi Law Group, PLLC to discuss the details of your car accident case. We can evaluate the full damages that resulted from your collision and help you recover compensation for those damages.

Call (623) 207-1555 or complete our contact form for a free case evaluation with our attorneys.

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