Car Accidents

Phoenix Car Accident Lawyer

Car Accident Claims in Arizona

At the Rafi Law Group, our Phoenix car accident lawyer is dedicated to helping the victims of serious accidents and injuries throughout Phoenix, Arizona. According to the Arizona Department of Transportation, there were 127,056 total crashes in 2018, and over 36,000 of those crashes resulted in injury. In 2024, Phoenix recorded 37,472 total vehicle crashes, which amounts to roughly 105 accidents every single day. The city accounts for nearly half of all vehicle crashes statewide, despite being just one of many municipalities in Maricopa County.

When You Win, We Win

At Rafi Law Group, our commitment to excellence goes beyond exceptional customer service. Our experienced staff is dedicated to helping victims of personal injuries and accidents, and always provide dedicated legal representation based on your unique case and need. Recovery is just the capstone – we believe that your safety and security, and our honesty and transparency, combine to create a smooth, efficient foundation for success.

Our Phoenix car accident attorney operates on a contingency basis, which means you are not responsible for a down payment unless we recover compensation for you.


Injured in a car accident? Contact the Rafi Law Group by calling today!


Common Car Accident Injuries

Car accidents and car-related injuries are common occurrences that can drain financial resources and often cause unnecessary amounts of stress. Some common injuries that can occur as a result of a car accident include:

Woman with hand on head after a car accident

Types of Car Accidents

There are many different ways in which a car can be involved in an accident, and likewise, many different ways a driver or passenger can suffer from potentially devastating injuries as a result. When you are injured in a car accident, it is strongly advised that you speak with a Phoenix car accident attorney who can help you secure the compensation you are entitled to.

Head-on Collisions

Head-on collisions are the most dangerous type of car accident and have the highest fatality rate across the nation. These occur when two cars traveling in opposite directions run into each other going forward. Usually, these involve the most force being transferred, which means they also have the highest rate of serious injuries.

Rear-End Collisions

Not quite as fatal as head-on collisions, but still extremely dangerous when it comes to injuries, rear-end collisions are when one vehicle collides with the back of another. These are frequently caused by the front vehicle suddenly slowing down or stopping or the car behind accelerating too quickly. These are usually far more dangerous to the vehicle being impacted.

Side-Impact Collisions

These accidents are also known as “T-bone collisions” and occur when the front of one vehicle or a stationary object strikes the side of another vehicle. These carry an extremely high rate of injury and fatality for occupants of the struck vehicle due to the decreased amount of metal and safety features on the sides of vehicles.

Rollover Accidents

These occur when a vehicle flips onto its side or roof, usually caused by a high-speed turn. More often than not, these are self-caused accidents, though they could occur as a result of a side-impact collision. These also occur far more frequently in vehicles with a higher center of gravity, such as large trucks and SUVs.

Single-Car Accidents

Single-car accidents are accidents where only one vehicle is involved, such as a car striking a pole, fire hydrant, wall, or other obstacle. These can be caused by a wide variety of factors, such as unsafe road conditions, reckless driving, lack of visibility, and many other factors. The severity of injuries from these accidents can vary widely depending on things such as speed, impact location, and more.

Phoenix Car Accident Statistics: What the Numbers Show

Phoenix is the most dangerous city in Arizona for drivers, and it is not close. Here is what the most current data shows about car accidents in Phoenix:

  • 37,472 total crashes in Phoenix in 2024 (up from 36,927 in 2023)
  • 265 fatal crashes, resulting in 278 deaths
  • Approximately 10,400 injury-causing crashes in 2024
  • 1,351 alcohol-related crashes
  • Phoenix accounts for roughly 38% of all alcohol-related crashes in Arizona
  • Speeding is a factor in more than 34% of all fatal crashes statewide 
  • Phoenix ranked among the top 10 most dangerous cities in the U.S. for car accidents

These are not abstract numbers. These are crashes that happen on the roads Phoenix residents drive every day: the I-10 through downtown, the I-17 near the Stack interchange, Loop 101 during construction, and surface streets like 43rd Avenue, 67th Avenue and McDowell, and 99th Avenue near Lower Buckeye Road.

The Most Dangerous Roads and Intersections in Phoenix

Certain locations in Phoenix see disproportionately high crash rates. If you were involved in an accident at or near any of these locations, our Phoenix car accident attorneys are familiar with these areas and can investigate the specific conditions that contributed to your crash.

High-crash freeways: 

  • I-10 due to major truck and commuter traffic, high-speed lane changes, limited barriers in some sections
  • I-17 / Black Canyon Freeway due to tight curves, elevation changes, heavy merge traffic; ranked one of the most dangerous highways in the U.S. 
  • Loop 101 / Pima Freeway due to heavy beltway traffic, active construction zones, high sideswipe crash rate 
  • US-60 / Grand Avenue due to pedestrian fatality hotspot, narrow lanes, mismatch between arterial and freeway speed expectations

High-crash intersections (per Maricopa County crash data):

  • 99th Avenue and Lower Buckeye Road
  • 67th Avenue and McDowell Road
  • 67th Avenue and Indian School Road
  • 27th Avenue and Camelback Road
  • 83rd Avenue and Indian School Road
  • 7th Avenue and Indian School Road
  • 43rd Avenue between Lamar Road and McDowell Road

Why Phoenix Car Accidents Are So Common

Several factors make Phoenix uniquely dangerous for drivers:

  • Speed limits: Arizona's highway speed limit of 75 mph is among the highest in the country, and surveys consistently show drivers travel 5–10 mph above posted limits. The result is higher-force collisions with more severe injuries.
  • Traffic enforcement gap: Phoenix once had more than 150 officers dedicated to traffic enforcement. That number dropped to approximately 30. Drivers have responded accordingly, and speeds on surface streets and freeways have increased.
  • Population growth: Phoenix is one of the fastest-growing cities in the U.S. More residents mean more vehicles, more commuters, and more congestion in infrastructure that was not always designed to handle it.
  • Monsoon season: Arizona's monsoon season runs from June through September. Sudden downpours on sun-baked asphalt create extremely slick conditions, reduce visibility, and flood low-water crossings with little warning. Monsoon crashes spike every summer.
  • Distracted driving: Arizona enacted a hands-free driving law in 2021. Despite this, at least 8,657 drivers involved in Arizona crashes in 2023 were reported as distracted at the time of the collision, including 62 in fatal crashes.

How Insurance Companies Handle Phoenix Car Accident Claims

After a serious wreck in Phoenix, most people first hear from an insurance adjuster rather than a doctor or a police officer. Insurers handling crashes on I-10, the Loop 101, or surface streets near downtown will quickly start gathering statements and records so they can limit what they pay out. Understanding this process helps you decide when it is time to involve a Phoenix Car Accident Attorney who can step in and protect your rights while you focus on medical treatment.

In many cases, insurance companies will ask you for recorded statements, broad medical authorizations, or quick agreements before the full impact of your injuries is known. These requests may seem routine, but they are designed to collect information that can later be used to dispute fault or reduce the value of your claim. When your crash leads to a hospital visit at places like Banner – University Medical Center Phoenix or St. Joseph’s Hospital, it is especially important to know that you do not have to sign or say anything until you are comfortable with how it could affect your case.

Working with a vehicle accident attorney who regularly deals with Arizona insurers means you have someone to translate complicated policy language and push back when an offer does not come close to covering your losses. Your lawyer can help organize medical bills, wage loss documentation, and repair estimates in a way that clearly shows the full impact of the collision. This kind of preparation not only strengthens negotiations but can also position your case well if it eventually needs to be filed in Maricopa County Superior Court.

Why Are Arizona’s Highways So Dangerous?

In certain stretches of Arizona’s highways, there are inordinate amounts of car accidents when compared to similar highways in other states. Why is it that some of Arizona’s highways can seem so dangerous sometimes? 

The answer might lie in the fact that Arizona has one of the country’s highest highway speed limits, set at 75 miles per hour, which is 10 miles per hour higher than many others. 

Given that many drivers will admit to traveling slightly above posted highway speed limits, it could mean that the average motorist on a highway in Arizona is traveling at 80 miles per hour or more, which makes for catastrophic crashes.


For dedicated assistance when you’ve been seriously injured, call our car accident lawyers in Phoenix at (888) 408-6870 to schedule your FREE consultation.


What Should I Do After a Car Accident?

When combined with the confusion of the moment, it can be challenging to recall specific memories that can greatly help your personal injury claim. However, it is very important that you ensure that you document all that you can in order to help your attorney strengthen your case.

In addition, after an accident, you should take steps to do the following:

  • Seek immediate medical attention
  • Make sure your doctor thoroughly documents your injuries
  • Get the contact information of any witnesses
  • Document the scene of the accident, if safe to do so
  • Do not take any offers from an insurance company without having them reviewed
  • Contact a Phoenix car accident lawyer as soon as you are able

What Should You NOT Do After an Accident?

The decisions you make after an accident require you to know what to do, as just mentioned, and what not to do. Sometimes doing the wrong thing can be far more harmful to your case than not doing the right thing.

When you’re in a car accident, a few things you should not do are:

  • Leave the scene before everything is documented, all parties are identified, insurance information is exchanged, and emergency responders can provide assistance as needed.
  • Apologize to another party involved in the accident because insurance companies take statements as simple as “I’m sorry” as an admission of guilt and liability.
  • Lie to anyone – other parties, first responders, medical providers, lawyers, etc. – for any reason because dishonesty only chips away at your chances of securing fair compensation.
  • Trust that the opposing insurance company wants to sincerely help you because it is their business to make sure you get as little money as possible – it’s nothing personal, though.

Whether you are an English or Spanish speaker, have limited funds for down-payment, or just need 24/7 availability, Rafi Law Group provides the depth and experience you need. Contact our firm to schedule your free consultation today.


Related Reading

SHOULD I GET A LAWYER FOR A CAR ACCIDENT THAT WASN’T MY FAULT?

You are not required by law to get a lawyer after a car accident that wasn't your fault, but it may be beneficial depending on your situation. With a free consultation, you have nothing to lose by calling us to find out if a lawyer would be helpful in your specific case.

If you or your car sustained serious damage after a car accident, you’ll probably get the best insurance settlement with a lawyer advocating for you. You don’t always need a lawyer to help you negotiate with insurers, but the bigger the stakes, the more likely the at-fault party’s insurance will try to minimize the damages or use tricky language to make you sound responsible. They can even ask for your medical records and then use them against you!

Car accident lawyers know how to deal with the endless discussions and hoops insurers force you to go through. They can also help you identify the worth of your claim by looking at circumstances beyond the initial accident. Trying to figure out insurance can be a lot of work for one person after an accident, and anyone who goes it alone should be aware they may not get the best results.

Proving Liability in a Phoenix, AZ Car Accident

To receive any compensation from another party’s insurance after a car accident, you first have to prove they were responsible. Taking pictures and securing witnesses who can affirm your account of the incident can help, but remember, the other party or parties involved are likely desperate to pin the blame elsewhere!

Even if they don’t hire an attorney, insurance companies have in-house counsel who spend their days trying to reduce settlement amounts. Your lawyer could help you by securing experts to testify on your behalf or using advanced techniques, such as accident reconstruction. A level playing field could make the difference between a substandard settlement and enough compensation to help you fully heal.

Calculating and Collecting Damages

It’s easy to know what car repairs will cost after an accident: All you have to do is ask your mechanic. When it comes to understanding what else the at-fault party’s insurance should pay you, things become more complicated.

We always advise you visit a doctor as soon as you can after an accident, and make sure to ask them these questions to support your case. If you receive treatment for emotional or mental distress due to an accident, you may also be able to claim those expenses. But what about the costs of a rental car, or what if you have to miss work because you’re in the hospital?

When considering what to ask for reimbursement, a lawyer can help you explore what you might be able to recover under both types of damages.

Economic Damages

Any direct costs you incur as a result of an accident are considered “economic damages.” These include:

  • Medical bills, past and future
  • Lost wages
  • Decrease in future earnings, earning power, or earning capacity
  • Car repair costs
  • Rental car or other transportation costs

We recommend you save all receipts connected to your car accident so you can easily calculate and prove how much you are owed.

Non-Economic Damages

Non-economic damages don’t come with receipts, but that doesn’t mean they don’t affect someone’s life. Car accidents can cause devastating injuries that change a victim’s ability to participate in and enjoy their life. Though we’ve all heard that you can’t buy happiness, the loss of it has a definite cost. Non-economic damages include:

  • Pain and suffering, past and future
  • Loss of love, care, affection, and companionship
  • Loss of enjoyment of life

It may be hard to quantify these items on your own. An experienced Phoenix car accident lawyer can help you determine a fair amount to ask for these life changes.

Phoenix Car Accident FAQs

How Long Do I Have to File a Car Accident Claim in Phoenix? 

In most Phoenix car accident cases, the statute of limitations under Arizona law is two years from the date of the accident (A.R.S. § 12-542). If the accident involved a government vehicle, a city bus, or occurred on government-maintained property, a notice of claim may be required within 180 days. Do not wait; evidence disappears, and witnesses' memories fade quickly after a crash.

Do I Need a Police Report to File a Car Accident Claim in Phoenix? 

You are not legally required to have a police report to file a claim, but it is one of the most important pieces of evidence in your case. In Phoenix, you can file a crash report directly with the Arizona Department of Transportation if police did not respond. Our attorneys can help you navigate this process.

Going to Court

An insurer may refuse to offer you a fair settlement after a bad accident. If that happens, the only way to challenge their decision is to file a lawsuit. Representing yourself in mediation, arbitration, or in front of a jury isn’t easy, especially against another party who’s well-trained in negotiating these situations. You need someone to advocate for you in the language that judges and juries understand.

Even if you don’t think a car accident case will go to court, there’s no way to tell if an insurer will play fair. If you do have to file a lawsuit, a lawyer who’s been with you since the beginning can help you build a stronger and more complete case than one who comes in months after the accident occurred.

What is the Average Settlement for a Car Accident Claim?

Predicting the value of a car accident claim is difficult, even when working with a Phoenix car accident attorney who is backed by years of experience. Numerous factors go into each case, and each factor has the potential to decrease or increase its value. For example, your liability is a major factor in Arizona when it comes to determining how much compensation you can collect from the other party, yet liability is largely unknown until a thorough investigation can be completed.

With this said, there is no reliable way to determine the average settlement for a car accident claim. Law firms that promise to get you a certain amount because that is “what they usually get for clients” might be speaking too soon or getting in over their heads. We recommend working with an honest, straightforward legal team like the Phoenix car accident attorneys you can find at Rafi Law Group. We will never mislead you, promise things that reasonably can’t be guaranteed, or leave you in the dark as your case develops.

Dedicated Assistance for Destructive Car Wrecks in Phoenix

Over 40 million car-related accidents take place per year. While we can’t represent all of them, we can represent you.

When you’ve been in an auto accident and you retain Rafi Law Group, you have an experienced, sophisticated legal team on your side. We are a committed support staff that has dedicated our careers to personal injury and accident recovery, which makes our Phoenix car accident lawyer entirely committed to getting you the best possible results in your case.

Contact Rafi Law Group today